What makes Pringle Insurance different:
- Understand your business and identify risks
- We help/advise on risk management/avoidance
- Arrange and maintain adequate & appropriate insurance cover
- Deliver quality service
- We obtain competitive premiums, not just in the first year but
- We are constantly reviewing the market, offering new products and
services as & when required by our clients
- We will meet our clients at their home, place of business, or
anywhere that suits within the UK, to discuss and
review their insurance requirements
making insurance easy for you.
To ensure you have the correct, adequate cover appropriate to your needs we will visit your premises to discuss your insurance requirements in more detail.
The overall purposes of the meetings is to build relationships, arrange cover, and even highlight any deficiencies in your current policy – the last thing you want is to find out you don’t have the correct cover AFTER a claim!
Any recommendations will be provided to you in writing for further discussion.
1. Who is business insurance for?
Anyone who provides a professional service and could have claims brought against them by a client.
- Sole traders, freelancers and contractors
- Limited companies and limited liability partnerships
- Anyone who provides expertise, skills or advice to clients
2. Why do you need business insurance?
- Negligence – being careless in your work, such as giving bad advice or making a mistake
- Infringement of intellectual property rights – for example re-using content from a website without permission
- Defamation – making false or damaging claims about a person or organisation
- Breach of confidence – sharing confidential or commercially sensitive information without consent
3. How much business insurance cover should you consider?
- We can provide a range of covers to suit your business needs
- The level of cover you need depends on the risks your business faces
- You should consider how much legal fees and compensation could cost you
- It’s worth checking if your clients’ contracts require you to have a minimum level of cover
4. What is business insurance?
Also known as commercial insurance, it looks after your life’s work, whether you are self-employed, or employ two or 2,000 people. Having the right policy in place can prepare you for the unexpected, such as disruptive data loss, expensive compensation claims or specialist equipment damage.
Pringle Insurance will advise on several types of cover to choose from, including professional indemnity, public liability and employers’ liability insurance, as well as specialist policies for your office contents, and to help in the event of a cyber-attack.
Our policies protect you, your company and your people, and could make all the difference should things go wrong.
All UK companies that employ staff may need to hold employers’ liability insurance by law (Employers’ liability insurance – GOV.UK (www.gov.uk)). Other policies, such as public liability insurance, can offer invaluable reassurance and protection.
Business insurance is there for anyone and everyone who provides a professional service and might be at risk of having a claim brought against them.From slips and trips to workplace illness, even if you and your business are not at fault, costs can start to add up without a policy in place.